Once I discover financial infidelity, how do I protect my identity?

I recommend finding someone in your bank you can trust and work with them on gathering your credit information on Experian, Transunion and Equifax.  Alert them as to what has happened to you so they will be extra vigilant on your behalf.  I was fortunate to find a bank officer who was smart, helpful and sympathetic to my cause.

In addition, my attorney recommended Lifelock.  The reports will come to you faster and easier than contacting each credit report agency individually by snail mail.  Changing my name back to my family name(maiden name), before I married, was a huge help in this regard.  It made it harder for my ex to forge.  Once I did this, things became more normal in my life.

You can call credit card companies where your name is still listed as a responsible party and close the accounts.  Explain you are divorced.  One company tried to argue that my ex could still re-open the account.  Keep stating you are divorced.  Once that sunk in, they realized that reopening the account by my ex was not possible according to their standard of practice.  Stay relatively calm but firm.  It’s okay to be passionate.  It’s your ass!  You have to  be your own best advocate.

All of the above will not happen overnight.  These things take time.   Be tenacious.  No one can stop your hustle! Go Get It!

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